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No Surprises

Payment Options
at Life Charge

We believe costs and recommendations should be explained clearly before care begins. No surprise bills. No pressure. A straightforward conversation about what care involves and what it costs.

Schedule First Visit Call (615) 219-9912
How We Work With Patients

Clear options. Explained before care begins.

Insurance
We work with many insurance plans for chiropractic benefits. Bring your insurance card to your first visit and the front desk will verify your coverage and explain what is included before care begins.
Auto Insurance & Personal Injury
If you were injured in a car accident, your auto insurance may cover chiropractic care. We work with personal injury cases and can help document and bill appropriately from the first visit.
Self-Pay / Cash
We offer straightforward self-pay rates for patients without insurance or who prefer to pay out of pocket. Costs are discussed and agreed upon before care begins, no hidden fees.
HSA & FSA
Health Savings Accounts and Flexible Spending Accounts can typically be used for chiropractic care. Check with your plan administrator for eligibility details.
Care Plans
For patients pursuing corrective care over multiple visits, we offer care plan pricing that makes budgeting for your care simple and predictable. Details are discussed during the report of findings.
Questions First
Not sure what your insurance covers or what to expect? Call us before booking and we will answer your questions. We would rather you come in informed than be surprised at checkout.
Our Commitment

No surprise bills. No pressure before you understand the plan.

At Life Charge Chiropractic, financial transparency is part of the care experience. You will never leave a visit wondering what you owe or why, and you will never be asked to commit to a care plan before you fully understand it and agree it makes sense for your situation.

If your insurance does not cover something, we will tell you before we do it. If a care plan is recommended, the cost is laid out clearly so you can make a confident, informed decision. That is not a policy, it is just how care should work.

Costs explained before care begins
Insurance verified before your visit
No commitment to a care plan until you understand it
Self-pay rates available with no hidden fees
Questions welcomed before, during, and after your visit
Call With Questions
Life Charge Chiropractic front desk Gallatin TN
Common Questions

Payment questions answered plainly.

Do you accept my insurance?
We work with many major insurance plans for chiropractic benefits. Call the office at (615) 219-9912 or bring your insurance card to your first visit and we will verify coverage and explain exactly what is included before care begins.
What if I don't have insurance?
Self-pay rates are available and straightforward. We discuss costs upfront so there are no surprises. Many patients find our self-pay rates very reasonable, call to ask before you assume it is out of reach.
Do you bill auto insurance after a car accident?
Yes. If you were in a car accident, bring your auto insurance information and any accident documentation to your first visit. We work with personal injury cases and can bill auto insurance directly in most situations.
Can I use my HSA or FSA?
In most cases, yes. Chiropractic care is typically an eligible expense under Health Savings Accounts and Flexible Spending Accounts. Check with your plan administrator to confirm your specific plan's eligibility.
Will I know the cost before I commit to care?
Always. Dr. Palmer discusses findings and recommendations during the report of findings visit, and any care plan is explained in full before you are asked to make any financial decision. No pressure, no commitment before you understand the plan.

Questions about cost? Just ask.

Call Life Charge Chiropractic at (615) 219-9912 or schedule your first visit online. We are happy to answer financial questions before you come in.

Schedule First Visit
Call (615) 219-9912Schedule First Visit